Condo Renovation Rules in Florida: Approvals, Permits and Reserve Studies
What Florida condo owners should check before renovating: association approval, the board’s hurricane protection specifications, local permits, contractor insurance, and how milestone inspections and reserve studies can lead to special assessments.
Renovations Before Selling in South Florida: What Tends to Matter
Which renovations before selling tend to matter in South Florida, from roofs and other systems that drive insurance to cosmetic work, permits, hurricane-season timing and condo limits.
Home Improvement Permits in South Florida: What Needs One and Why It Matters
Which home projects need a building permit in Palm Beach, Broward and St. Lucie counties, who issues it, how the new under-$7,500 exemption and Broward’s hurricane zone fit in, and why open permits matter when you sell.
Roof Age and Homeowners Insurance in Florida
How Florida’s 15-year roof rule, remaining-useful-life inspections and the 25 percent repair rule affect homeowners insurance, and what buyers and sellers should check before closing.
Four-Point Inspections in Florida: What Insurers Look For
A plain guide to Florida four-point inspections: what insurers check, when Citizens and other insurers ask for one, who can sign it, and how buyers and sellers can use it.
Wind Mitigation Inspections in Florida: What the Form Records and How Insurers Use It
A plain guide to Florida’s wind mitigation inspection: who may sign form OIR-B1-1802, what changed on April 1, 2026, how credits apply to the hurricane-wind premium, how long a report is accepted, and how roof and window upgrades change it.
My Safe Florida Home: A Homeowner’s Guide to the Free Inspection and Grants
A plain guide to Florida’s My Safe Florida Home program as of October 2026: the free hurricane inspection, who qualifies for a grant, what it pays for, how the match works, how to apply and how to avoid scams.